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First, we need a glossary to deconstruct this myth that has been circulating among various conspiracy websites: CTR- Currency transaction reportFinCEn- Financial Crimes Enforcement NetworkSARS- Suspicious Activity Reports FinCen was created by the Bank Secrecy Act and Anti-Money Laundering legislation.  Obviously, it was designed to prevent criminals from hiding ill-gotten gains.  (Just little annoying criminals, […]

Yes, you can wait.  But, unless changes made before 5/1/2016 to the “Social Security Benefit Protection and Opportunity Enhancement Act of 2015*” , you may regret waiting, especially if you have one of the key birthdays coming up. But first, what provisions of Social Security did Congress not change? The way in which benefits are calculated,

Sadly, this heading is not a myth.  Thank you to Producer’s Web for compiling this list, not to be cynical, but to be instructive in paying attention to danger signals. http://www.producersweb.com/r/pwebmc/d/contentFocus/?pcID=a8153d49783e8261086671c87cc329c8&pn=1 Your Constructive Comments are Welcome!

Will the Affordable Care Act destroy businesses?  Has it destroyed businesses? Well, no.  In exchange for putting up with some new reporting requirements, most small employers should see lower premiums, healthier & happier employees and better bottom lines.  To learn more, see the following webinars conducted by IRS:[webinars have been conducted already.] Your Constructive Comments are

It is Good Friday indeed.  I am glad to say that the title of this post is true.  And none too soon.  When corporate sovereignty exceeds human integrity, then it is grossly out of balance.  Since when should paper fabrications have more influence than living things?  Shall we hazard a guess and say , “Never”?

Once again, the title of this post is a MYTH.  IRS doesn’t call you or email you, they send letters.  Or, agents!  Email and phone scams are the primary focus of IRS’s 2015 “Dirty Dozen” scams list.  Here they are verbatim.  Each scam is followed by a link to even more details.  If you do

In a long but worthwhile interview of sociologist Dalton Conley (by Ariane Conrad) in The Sun magazine it becomes clear that Conley is Ayn Randian in only one aspect:  he questions his assumptions (unlike Ayn Rand herself and the disciples she admonished to do so).Having spent his childhood as a (white) minority in a New York

This happy-thought rule unfortunately is an indicator of a Ponzi scheme or cult, this admonition to only be “positive” and avoid “negative” thoughts. To tell you the truth, I don’t even know what that means.  Who determines what’s “positive” or “negative”?  As real estate mogul & guru John T. Reed has said, (if I may

ALERT:  The title of this post is a MYTH. My Retirement Planning Success classes are nothing like the infamous Rich Dad, Poor Dad author and entrepeneur’s.  In addition to my never having declared bankruptcy  (twice)-or in any other way stiffed anyone on a debt- here are the differences between my Richness of Life classes and

Do I even dare go here? Can’t resist.First, let’s set the stage for the recent revival and use of the terms “socialist” and “socialism”. Here are the elements:1. An American population whose every shifting thought, feeling, belief and behavior has been analyzed and cataloged by a gargantuan corporate marketing machine.2. Since the 50’s this information